PAT HENSLEY REALTY AND RELOCATION GROUP
PatHensleyGroup@yahoo.com
RE/MAX
51 Kilmayne Dr., Suite 100
Cary, NC 27511<
Toll Free: 800-860-3594
Meet The Pat Hensley Group
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 Pat Hensley
Accredited Buyers Agent (ABR), Internet Expert Trained (E-Pro), Luxury Home Council (ALHS),Residential Relocation Specialist
Click Here for Pat's Resume
Raleigh is my home. I am a graduate of North Carolina State University. My family has enjoyed living in the Raleigh and Cary areas since 1973. My three boys were born here and attended the local public schools. You'll find the growing Triangle Area a safe and fun place to live and raise your family too. Our mild year round climate is perfect for an active lifestlye. Raleigh is just 2 hours from the coastlines' vast sandy beaches and it takes less than 5 hours to reach the beautiful mountains, rich with history. Let me help you find your dream home that fits neatly and affordably into your lifestyle.
The internet is a great resource but not an experienced advisor. I have been selling homes since 1989. I have knowledge and experience with our local laws, current market conditions and the wide variety of educational and employemnt opportunities. As an experienced negotiator, I listen closely to the needs of my clients. I use my vast negotiating skills to meet your unique goals. You can be sure I will take care of you and your most expensive investment "your home." ~~ Pat Hensley
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Preston Hensley
REALTOR/BROKER
Raleigh native.
Attended North Carolina State University prior to becoming a ReMax Broker.
Selling Real Estate with ReMax since 2005.
On-site Sales with ReMax New Homes.
Speciality:
Condos, Town Homes and First Time Home Buyers.
Rob Hensley, III
REALTOR/BROKER Raleigh native.
Attended East Carolina University in Greenville, NC.
Worked for the Secretary of State prior to working as a ReMax Broker.
On-site sales for ReMax New Homes.
Speciality:
Condos, Town Homes, First Time Home Buyers.
Angie Seagle
REALTOR My husband, Mike, and I have lived and worked in the Triangle Area for over 21 years. Our son and daughter attend area middle and high schools and are active in many sports and activities. In addition to owning and running businesses of my own, I have spent a good deal of my professional time in the residential and relocation industries. Welcoming newcomers to the area and showing current residents new homes showcases my experience and familiarity with the area I call home.~~ Angie Seagle
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Mary Kim
REALTOR/BROKER, Seniors Real Estate Specialist Eleven years ago, my family relocated from the hectic lifestyle of a major city in Northern Virginia to the #1 place to live in the U.S. - Cary, North Carolina. Drawing upon my own personal experience in relocating to the Triangle Area, I love helping newcomers with their transition in addition to taking care of the real estate needs of current Triangle residents. I have an accounting education and also worked in direct sales for many years. I have taught Sunday school, been a PTA officer and a Girl Scout Leader, and I look forward to being an officer for the Triangle Business & Professional Women’s Organization this year. My children have attended both private and public schools. Both are avid tennis players and my husband can tell you about the wonderful golf that this area offers. Come visit us soon!~~Mary Kim
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Financing Your Home >ARMs
Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.
Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.
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| Q |
What recent hit movie features a field trip scene that supposedly takes place at Columbia University in New York?
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| A |
The scene in the movie "Spider-Man", where Peter Parker shoots photos of Mary Jane and is bitten by the spider, was actually filmed in the Museum of Natural History in Los Angeles, California. |
 See More Real Estate Trivia > |
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