Latest Real Estate Listings in Raleigh, Cary and Holly Springs, North Carolina - Get Them First From The Pat Hensley Group

The Pat Hensley Group has Over 20 Years Experience in the Triangle Real Estate Market. Let us Help You Buy or Sell Your Next Home...

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"I'll always refer you and call you for future real estate needs..."
Tom L. - Cary
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Free Lists of Triangle NC Homes for Sale. Sign up now and start receiving your customized list complete with photos and directions. You will be auto e-mailed as soon as new Properties come on the market in Raleigh, Cary, Apex, Holly Springs and all the surrounding areas! There's no obligation, and you can stop our emails with one click. Just fill out this form to get started...

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Report 3:	Homes $400,000 to $599,000
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School Reports in Raleigh, Cary and Holly Springs, North Carolina

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Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Q	In what movie did a cute extra-terrestrial take refuge in a California home on a cul-de-sac with a mountain peak towering behind it?
A	Steven Spielberg's 1982 classic "E.T." was filmed in a real house on Lonzo Street, Tujunga, northeast of the San Fernando Valley.
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The Pat Hensley Group, REALTOR®, real estate agent and broker for Raleigh, Cary and Holly Springs, North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Pat Hensley Group
RE/MAX United
51 Kilmayne Dr, Ste. 100
Cary, NC 27511
Toll Free: 800-860-3594
Office: 919-469-6530
Fax: 919-882-9005
Pat@PatHensley.com
The Pat Hensley Group is a Team of Real Estate Experts with over 20 Years Experience in the Local Market. We Work Hard to Provide our Clients with the Best Possible Home Buying and Selling Experience. We Look Forward to Helping you in Your Next Real Estate Transaction.

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