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The Pat Hensley Group has Over 20 Years Experience in the Triangle Real Estate Market. Let us Help You Buy or Sell Your Next Home...

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Real Estate Tips
Financing Your Home >Financing Clauses

Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.

Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.

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Real Estate Trivia
Q 
How many rooms are there in the U.S. President's primary residence?

A 
There are 132 rooms in the White House.
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The Pat Hensley Group, REALTOR®, real estate agent and broker for Raleigh, Cary, Morrisville and Holly Springs, North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Pat Hensley Group
RE/MAX United

51 Kilmayne Dr, Ste. 100
Cary, NC 27511
Office: 919-280-4567
Office: 919-469-6530
Fax: 919-882-9005
Pat@PatHensley.com

The Pat Hensley Group is a Team of Real Estate Experts with over 20 Years Experience in the Local Market. We Work Hard to Provide our Clients with the Best Possible Home Buying and Selling Experience. We Look Forward to Helping you in Your Next Real Estate Transaction.

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